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Here is the news of Patrick Piard in 2021

There are many French personalities who are recognized worldwide in many fields. If you like movies, you must know Patrick Piard. This man is today a reference for all those who want to make a name for themselves in the field of the seventh art. If you don't know this name yet, you need to update! He is recognized for many successful films, and he is also very well known in the theater. Besides, it was his talent for the theater that allowed him to become a good actor! Man [...]

Exploring the Unique World of io Real Estate Investing

versity invest : Real estate is an essential part of the economy and it's no different when it comes to io real estate. io real estate is an industry that is growing and becoming increasingly popular as more people become interested in investing in real estate. io real estate is a unique type of real estate because it is located in the cloud. This means that investors can purchase io real estate with the same ease as they can purchase traditional real estate. The first thing to consider [...]

10 Ways to Use PHP

PHP can be used to create server-side scripts for web pages. It is a programming language that was designed as an alternative to ASP, Perl and Coldfusion, and it is now one of the most popular languages on the internet today. php has been around since 1995 when Rasmus Lerdorf created it in his spare time while working at CERN in Geneva, Switzerland. php powers more than 200 million websites worldwide including Facebook! php's popularity stems from its ability to create dynamic content (php website development) [...]

The Making of a Trailblazer: Alexis Delevaux's Path to CEO at GTMH Telecom

Discover the extraordinary journey of alexis delevaux, a visionary leader whose strategic acumen and innovative thinking have catapulted GTMH Telecom into the limelight of the telecommunications industry. This narrative delves into the life of a man whose career trajectory exemplifies the quintessence of leadership and ambition. Who is Alexis Delevaux and What Defines His Leadership Style? Alexis Delevaux stands as a paragon of transformative leadership. His approach is characterized [...]

Uncovering the Contributions and Dedication of Consul Alexis Delevaux in Hanoi

alexis delevaux, a name that resonates with distinction and dedication in the diplomatic circles of Hanoi. As a consul, Delevaux has shown unwavering commitment to his responsibilities and has made substantial contributions to the wellbeing of the community. This article delves into his dynamic role, revealing the broad scope of his duties and his notable endeavors. The Conviction and Tenacity of Alexis Delevaux Alexis Delevaux's tenacity and conviction are not just commendable, they are truly [...]

How do multiplication flash cards make learing so much more fun for child mathematical educational development ?

When it comes to helping kids learn math, many parents struggle with finding the best way to make it enjoyable. After all, no one wants their child to hate learning at an early age! One great solution for making things more fun is using flash cards multiplication. Flash cards are a proven way to help children learn, and they can be a lot of fun too! In this article, we will discuss how flash cards can help improve your child's math skills, as well as some of the best ways to use them. There [...]

Salariés et dirigeants d’entreprise : comment bien préparer la retraite ?

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la souscription à une enveloppe unique qui est le Plan d’épargne retraite PER.

La loi PACTE et l’épargne salariale

Conformément aux dispositions de la loi PACTE, les anciens produits d’épargne salariale sont désormais remplacés par le PER dans le but d’alléger certaines contraintes, en plus de faire profiter d’une exceptionnelle portabilité tout au long de la carrière du salarié. Le but est de rendre l’épargne salariale plus dynamique en mettant en place des règles lisibles et plus gérables pour le souscripteur.

 

Le PER collectif pour les salariés d’entreprise

Le PER collectif remplace le PERCO et le PEE et il recueille les cotisations de votre employeur, telles que les primes d’intéressement et de participation, ou encore les abondements. Tous les employés d’une même entreprise y souscrivent ; il est toutefois facultatif. En plus des cotisations salariales versées par votre employeur, vous  pouvez aussi booster votre épargne grâce à vos propres versements. Vos jours de repos et de congés non pris sont aussi convertis en compte épargne-temps, c’est-à-dire en numéraire, que vous pourrez loger dans votre PER collectif.

À noter que la participation est obligatoire, tandis que l'intéressement est facultatif. Vous disposez de 15 jours pour valider votre décision sur les 2 options, telles que la jouissance immédiate de la participation ou l’investissement à travers votre PER afin de capitaliser et préparer vos vieux jours.

Afin d’adhérer à un PER collectif, vous devez remplir certaines conditions, dont celles se rapportant à l’ancienneté.

 

Le PER catégoriel pour les dirigeants d’entreprise

Vous êtes un dirigeant ou un cadre d’entreprise : le PER catégoriel est le compartiment dans lequel vous ferez fructifier votre épargne salariale et individuelle. Les versements sont obligatoires. Le PER catégoriel remplace le contrat Article 83 et il est destiné à une seule catégorie de salariés, le but étant de récompenser leur engagement dans l’entreprise.

Remarque : les conditions de déblocage du PER catégoriel sont plus contraignantes que celles du PER collectif. Par exemple, l’option sortie en capital avant terme pour l’acquisition de la résidence principale n’est pas disponible. De même, le titulaire du PER catégoriel ne perçoit que des rentes viagères au dénouement du contrat. En effet, la sortie en capital n’est pas autorisée, tandis que les 2 options sont disponibles avec le PER collectif.

 

Où votre argent est-il réinvesti ?

Votre épargne est réinvestie dans des supports d’investissement dynamiques afin de la faire capitaliser comme mentionné plus haut. Ces derniers peuvent être des Fonds communs de placement d’entreprise (FCPE), dans des Sociétés d’investissement à capital variable (SICAV)Vous êtes un dirigeant d’entreprise et vous comptez participer à la préparation de la retraite de vos salariés ? Sachez que la loi PACTE a été votée afin de favoriser la croissance des entreprises, qui se traduit par l’incitation des salariés à se constituer des revenus supplémentaires pour garantir un certain confort financier à la retraite. Ce, par le biais de la souscription à une enveloppe unique [...]

The Benefits of Herbal Medicine: Natural Ways to Improve Health and Well-Being

The Benefits of Trying Herbal Medication The use of herbal medicines has been around for centuries, and for good reason. Herbal medications provide a natural alternative to traditional prescription drugs, and can have impressive health benefits. Not only can they help treat common ailments, but they can also help prevent disease and improve overall health. Let’s take a closer look at the benefits of trying herbal medication, so you can decide if it’s right for you. Improved Mental (tochcepersen.cz) [...]

How easy are Tongue Drums to play musical styles, such as electric classic music, beatbox and drum step ?

Have you ever seen a tongue drum and wondered how easy they are to play? Wonder no more! In this blog post from beatrootdrum.com, we will explore the different musical styles that you can play on a tongue drum. Tongue drums are extremely versatile instruments that can be used for a variety of genres, from classic rock to hip hop. They are also very easy to learn, so even if you have never played an instrument before, you will be able to pick up a tongue drum and start playing in no time! One of [...]

GTMH Telecom's Alexis Delevaux: A Leader Transforming the Telecommunications Landscape

alexis delevaux, the CEO of GTMH Telecom, has been making waves in the telecommunications industry. Based in Yangon, Myanmar, GTMH Telecom is a company that has seen significant growth under his leadership. With a team of 25 dedicated employees, it continues to expand and innovate in this dynamic sector. Delevaux's strategic planning and dedication have played a key role in the company's success. The Visionary Behind GTMH Telecom's Success Alexis Delevaux is not just a business executive but a [...]
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